Protection and Inheritance Tax Planning

It’s important to remember that bad things can happen to us all and we should think about protecting our income and livelihoods if the worst should ever happen. The loss of a loved one from the family is bad enough, but when they are a breadwinner, have you thought about the impact on your family budget? It’s not just death you should be thinking about, but loss of earnings because of illness or incapacity too.

We can calculate your needs and review your existing cover to confirm if you have enough to protect the things that matter most.

It’s also important to assess the value of your estate after death and the potential for any Inheritance Tax liability. Unless you make tax efficient arrangements for your estate before your death, your dependants could face a large tax bill before they see any of their inheritance.

Protection for you

We offer advice on:

  • Life Cover
  • Critical Illness Cover
  • Serious Illness Cover
  • Income Protection insurance
Inheritance tax Planning

We offer advice on:

  • Identifying and mitigating any potential Inheritance Tax liability
  • Making sure you have a current will and explain the consequences of dying intestate (without a will)
  • Understanding any potential liabilities you have for Inheritance Tax and how to plan to reduce this burden
  • The advantages and benefits of having trust funds


*Not all Inheritance Tax Planning solutions are authorised and regulated by the Financial Conduct Authority.